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Home»Game Guides»How To Farm Cash Fast in Payday 3

How To Farm Cash Fast in Payday 3

Learn how to farm cash fast in Payday 3 and enjoy the extra scratch.

Brandon MorganBy Brandon MorganSeptember 20, 20234 Mins Read
Payday 3 Farm Cash Fast
Image Source: Starbreeze Studios via The Nerd Stash

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  • Best Ways to Make Money Fast in Payday 3
  • What You Can Buy With Cash in Payday 3
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They say money makes the world go round, and in the world of Payday 3, that saying reigns supreme in everything you do. If you want to unlock new weapons, you’d better pay up. Would you like to don a fancy suit? Cash! You need to learn how to farm cash in Payday 3 fast, that way, you can afford life’s little luxuries and walk into a heist as the best-looking player on the team. After all, what’s the point in pulling off such extravagant heists if you don’t have the money to blow?

Best Ways to Make Money Fast in Payday 3

Payday 3 Secure Capital Bank Branch
Image Source: Starbreeze Studios via The Nerd Stash

Payday 3 is a first-person shooter centered around pulling off heists to walk away with bags full of cash, jewelry, gold, and occasionally drugs to sell on the black market. If you’re successful, you’ll be paid well. If not, then don’t expect a fat paycheck at the end of each heist.

To come out on top with an impressive bank account, consider the following money-making tips for Payday 3:

Complete Heists

This should be a no-brainer, but as a game with a refined gameplay loop, Payday 3 will see you routinely running through the same heists multiple times in a row. And hey, there’s nothing wrong with a bit of grinding in video games.

To rake in the cash, focus on high-paying heists in Payday 3. The bigger the potential payday, the better, and then run through it multiple times with friends. You’ll eventually nail the layout and guard pathing, which means you can complete each heist quicker and more efficiently.

Loot Everything

Alongside the main loot hidden away in a vault, every map in Payday 3 is littered with potential loot items. You’ll find stacks of cash on the manager’s desk, safety deposit boxes to lockpick, and safes to crack in the cubicles. While these sources don’t pay nearly as much as a bag filled with cash from the bank vault, they do pay. It all adds up over time!

Tackle Challenges

Payday 3 includes a number of unique challenges that offer a bit of additional flavor to the gameplay. Some will ask you to disable security cameras, others will request you take hostages and trade them to the police for bonuses. The more of these challenges you complete, the better the rewards. You’ll earn XP, cash, and items that you can equip on your character.

Play High Difficulties

For someone brand-new to Payday, playing on Normal or, at most, Hard is challenging enough while learning the mechanics. But once you’ve nailed those, don’t be afraid to bump up the difficulty. You’ll walk away with far greater rewards, including much more cash, for playing on Overkill.

What You Can Buy With Cash in Payday 3

Payady 3 Weapon Vendor
Image Source: Starbreeze Studios via The Nerd Stash

As you earn cash and start stacking it up in your bank account, you’ll have an opportunity to spend it on various items, including weapons, weapon attachments, spray paints, masks, clothing, and premium currency.

Furthermore, while progressing through the levels, you’ll note that everything becomes more expensive the higher your level. As such, you’ll want to farm cash fast in Payday 3 to keep up with the power growth requirements and ever-changing economy.

Payday 3 Mask Vendor
Image Source: Starbreeze Studios via The Nerd Stash

A fan favorite is the mask system. It allows you to use hard-earned cash from heists to buy stock masks and then customize them to suit your style and aesthetic requirements. But as you can see, these masks are quite expensive. You can complete one heist and earn one mask in return. Sometimes.

As you start your journey into the underground world of Payday 3, knowing how to farm cash fast now can really help your journey to higher levels.

Payday 3 is available in early access now on PC, PlayStation, and Xbox.

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Brandon Morgan
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Brandon is an experienced freelance writer and game journalist, having begun his career in 2012. He has since worked for The Nerd Stash, Prima Games, DualShockers, MP1st, OnlySP, Goblins & Ghouls, and numerous other publications writing video game guides for the masses.

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